We want you to travel and cycle abroad safe in the knowledge that you, your bikes and your belongings are covered should something go wrong. This is why we insist that all of riders our riders who participate in any of our overseas events, get adequate insurance cover before the event.
But before you rush off and buy any insurance, consider the following points, both of which are significantly different:
- Cyclists going on events tend to look for bicycle insurance policies that’ll cover their bikes while they’re doing the event
- Cyclists going on events tend to look for travel insurance policies that’ll cover themselves while they’re doing the event
It’s vital that you make a mental note the difference, because they are two totally different insurance products. One is for your bike (bike insurance) and the other is for youself (travel insurance). Whilst that might sound obvious, believe it or not, some people actually buy only one of the above insurance products and think they are covered for everything.
Your bank/building society or household insurer may cover your bike as part of your policy, but please check with them directly to be 100% sure and remember to explain that you are taking part in a cycling tour event (not a race) if you do ask for a quote.
Please make sure that whomever you choose to buy your insurance with, that both you and your bike are insured.
Whilst we can’t recommend one single insurer, there are several cycling specific insurance companies listed below that you can get a quote from.
ETA Insurance are ethical providers of cycle insurance, breakdown cover, travel insurance and carbon offsetting. For every policy we sell, we make a donation to our charity, the ETA Trust, which campaigns for a safer and more sustainable transport future.
Cycleplan, whose ambassador is none other than professional track and road racing cyclist Lizzie Armitstead, provide specialist cycling insurance for you and your bicycle whether that be cycling for leisure, commuting, off-road, competition, sportives, track, road racing or triathlons.
Insure4sport is designed to respond to the increasing insurance needs of sports coaches and instructors. We have created a range of insurance products to meet the needs of those involved in instructing or coaching sport. The policies we provide are encompassing and flexible, providing you with cover for Public Liability, Personal Accident, Professional Indemnity, your Sports Equipment and most importantly at a competitive price.
Please note that the information above does not constitute legal advice and is provided for general information purposes only.